OUR ORIGINATOR PROGRAM
 
If you are already an Originator with Discount Funding Associates and would like to submit a Mortgage Application
on-line, please Click Here to Submit a Mortgage . Don't forget to type in your name in the space provided on the form.
 
Who are our Originators?

 

1) Teachers
2) Attorneys
3) Accountants
4) Collection Agencies
5) Financial Planners
6) Insurance Brokers
7) Car/Boat Dealers
8) Real Estate Brokers
9) Business Brokers
10) Anyone
 
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You can be a Discount Funding Originator too! It is very simple. The first step that you must take is to submit our free on-line Originator Registration Form by by selecting Originator Registration Form. We will then E-Mail or send you a link so that you can sign up and become a licensed MLO (mortgage loan originator) for Discount Funding Associates. If you are accepted by the banking department in the state or states where you wish to originate, you will automatically be a proud member of our originator program. What's great about becoming an originator with DFA is that you can earn as you learn. Your first prospect that you bring to the company may close within days or weeks marking your roadmap to success! Don't be concerned or get frustrated about any lack of knowledge that you may be experiencing. Let the money come first as you continue to earn while you learn. Once you submit an a mortgage application either online, by phone or in person, we will take you through the entire process from beginning to end. We will also ask for your participation on a loan in progress. Don't get intimidated. Most of the tasks are handled by the staff here at DFA. Your compensation is based on your level of experience. As your loans close, your commissions will increase. Have fun with it. There is no pressure to perform and there is absolutely no quota. Whether this is part-time or full-time, we are here for you all of the time! Let us enlighten you with some tips from your friends here at DFA.

 
Who Needs Money?  
 
The fact is that anyone who has any purpose in the world for borrowing money is your customer.
  1) Home Improvements-Dormers, siding kitchen/baths, swimming pools, etc.
2) Debt Consolidation-Payoff credit cards, car loans, student loans, etc.
3) Investment-Buy Real Estate, businesses, tax shelters, vehicles, etc.
4) College Tuition
5) Social-Weddings, Bar Mitzvahs, Engagements, etc.
6) Divorce Buy Outs-One spouse buys out the interest of the other
7) Business Expansion-Materials, additional locations, renovations of store/office
8) Pay overdue bills and late payments on installment loans
 
     
THE KEY TO YOUR SUCCESS IN MORTGAGE ORIGINATION IS YOUR WILLINGNESS TO NETWORK. PEOPLE WILL ALWAYS BE YOUR GREATEST RESOURCE. YOU CAN EARN MONEY THROUGH OUR ORIGINATOR PROGRAM IF YOU ARE WILLING TO CONSTANTLY NETWORK!
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How Does Discount Funding Associates Qualify Potential Borrowers?
 
As a Mortgage Originator, there is one condition needed to obtain funds for any of your perspective borrowers. They must own real estate. As long as they own residential or commercial real estate, it will put them in contention for a loan via a mortgage. When an application is sent to our office, we examine three important criteria which determines whether or not we can obtain a loan for the applicant(s).
  1) Value of real estate and amount of existing mortgages/liens on the property
2) Income Status whether it is provable, stated or nonverified
3) Credit History
 
     
If an applicant is looking to purchase property, we will prequalify the potential buyer(s) based on the following criteria:
  1) Purchase Price
2) Down Payment (some loans require zero money down)
3) Credit History
4) Monthly Income vs. Monthly Expenses

 
 
Please remember that most of these administrative tasks will be handled by our staff. We will be more than happy to teach you as your loan is progressing. Again, I promise you that there is no reason to get frustrated due to lack of knowledge. You can learn about mortgages just by navigating through our website as well as ask us unlimited questions. Everyone must start from somewhere and we would be truly glad to have you on our team!
 
We wish you great success and we welcome you to join our family. Take a few moments and submit our on-line Originator Registration Form. Click here for Originator Registration Form.
 
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